Southeast Asia is the world’s fastest growing internet region. With 260 million internet users out of a population of more than 600 million people, it is the 4th largest internet market in the world. By 2020 internet users in the region are expected to reach up to more than 480 million users, led by Indonesia, the world’s fastest growing internet market. Unsurprisingly, the growth is anchored by the region’s thriving young population, with 70% of the (against China’s 57%) population comprised.
Yet only 27% of the Southeast Asian population has a bank account. In poor countries like Cambodia the numbers fall to about 5%. That is about 438 million people in the region unbanked. The Philippines has one of the lowest banking penetration rates in Asia, with over 70% of adults (aged 15+ years) unbanked
The lack of access to basic financial services has created major barriers for the people to overcome poverty by making it almost impossible for them to borrow or save money. This serves to deny them the most basic services and opportunities. That’s why some of them choose to work abroad, leaving their families behind as they work for the opportunities and financial liberation that developed countries offer. This is neither right nor smart, and the problem needs to be addressed.
HERO Capital Market will enable a network
of financial service marketplaces comprised of a series of interdependent and mutually reinforcing projects
in the Southeast Asian market focused primarily on promoting financial inclusion, transparency, and efficiency
by enabling the efficient, frictionless, legally enforceable, and profitable transfer of digital currency
to/from local fiat currency in order to provide capital for individuals and businesses in markets that are
currently excluded from transparent and efficient access to financial services.
HERO Mission
Hero's mission is to make credit more readily available and affordable for the unbanked or
underbanked, starting in Southeast Asia.
Hero is the future of capital markets in Southeast Asia. All proceeds from the sale of the Hero
Origen Token will be donated to a non-profit Foundation. The Foundation, which will be established in Switzerland, will either directly or through subsidiaries
and affiliates promote financial inclusion, transparency, and efficiency in Southeast Asia through
the development and operation of the Hero Capital Market Platform.
Potential Market
- 600M Potential Customers in Southeast Asia, the world’s fastest growing Internet region and it is the 4th largest Internet market in the world.
- 200 Billion USD Internet economy in Southeast Asia by 2025. According to a study made by Google and Temasek.
- 70%+ Unbanked More people have a Facebook account than bank accounts.
Since 2015, through our subsidiary company PawnHero, we have been
disrupting the current financial system that
excludes 2 billion people from the banking system by
leveraging technology to create a more inclusive, transparent,
and efficient system that allows people to access
financial services in Southeast Asia.
The selection and prioritization of markets is upon the Foundation’s sole and free discretion. As of today, the priority emerging markets for the Hero Capital Market Platform are as follows :
1. Republic of the Philippines;
2. Indonesia;
3. Vietnam; and
4. Thailand.
The Hero Capital Market Platform will utilize blockchain and smart contract technology to facilitate
the legal issuance of fiat and cryptocurrency denominated financial smart contract digital tokens
by underserved individuals and businesses in Southeast Asia to investors globally. The Hero Capital
Market Platform will facilitate the participation of borrowers, lenders, originators, servicers,
legal counsel, vulture investors, payment providers, and rating providers to promote the Hero Vision
of promoting financial inclusion, transparency, and efficiency in capital markets across Southeast
Asia.
HERO Token
Hero Origen Token
Company will invite interested persons to contribute to the development and operation of the Platform by taking part in the Hero Origen Token sale. During the Offering Period, the Company offers approximately (not fixed) 50'000'000 Hero Origen Tokens for sale at an offer price of 0.005 ETH per Hero Origen Token pursuant to the Terms.
Holders of 200 Hero Origen Tokens will be provided with the following perpetual benefits which will not be made available to future Hero Member Token holders :
- Perpetual membership to the Hero Capital Market Platform
- Preferential access to opportunities to provide credit and equity financing to individuals and businesses in emerging markets to earn risk adjusted market returns
- Hero Origen Token holders will be given pro-rata right of first offering on funding opportunities on the Hero Capital Market Platform
Hero Member Token
Once the Hero Capital Market Platform has been launched, the Foundation - provided it has been established - will offer a new class of tokens ("Hero Member Tokens") for access to the Hero Capital Market Platform based upon the market demand. The Company has not yet defined the amount of Hero Member Tokens that will be issued.
Token Information
Token Symbol : HERO
Token Type : ERC20
Token Sale Date :
Pre-Sale : November 20, 2017 - November 21, 2017
Sale : February 1, 2018 - February 28, 2018
Token Price : 1 ETH = 200 HERO
Accepted Currencies : Ethereum (ETH), Bitcoin (BTC), BitcoinCash (BCC), ETH Classic (ETC), Ripple (XRP), Litecoin (LTC), Waves (WAVES)
Token Available for Sale : 50,000,000 HERO
Soft Cap : USD 5,000,000
Hard Cap : 250,000 ETH
Exchanges : HERO tokens start trading on Friday, March 9th on QRYPTOS Exchange. More exchanges are following.
Unsold token will be burned
U.S. Citizen, U.S. Person, resident in the Territory of the British
Virgin Islands or a citizen or person from a jurisdiction, in which it
is impermissible or restricted to offer, distribute, purchase, sell or
retain cryptographic tokens, are not eligible to participate in this
token sale.
CLICK LINK BELOW FOR MORE
HERO Site : https://herotoken.io/
HERO Telegram : https://t.me/herotokensale
HERO Facebook : https://www.facebook.com/HeroTokenIO/
HERO Twitter : https://twitter.com/herotokenio
Profile bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1343532
ETH Addr : 0x0243E433ee123cDB927e22e99FA31D0d34195A38